Last updated: June 16, 2025
These Terms and Conditions ("Terms") govern your use of the My Bizora mobile application ("App"), operated by My Bizora ("we", "us", or "our"). By accessing or using the App in any way, you agree to be legally bound by these Terms.
If you do not agree to these Terms, you must not download, install, or use the App. Your continued use of the App following any updates to these Terms constitutes your acceptance of the revised Terms.
You must be at least 18 years of age and legally capable of entering into a binding contract under the Indian Contract Act, 1872 to use this App.
My Bizora is a business management application designed for Indian freelancers, independent consultants, and solo professionals. The App provides the following functionality:
We reserve the right to modify, suspend, or discontinue any part of the Service at any time with reasonable notice. We will endeavour to notify users of significant changes via the App or registered contact details.
To use My Bizora, you must create an account using either a valid Indian mobile number (via OTP verification) or a valid email address and password.
You agree to:
We reserve the right to suspend or terminate accounts that we reasonably believe are being used in violation of these Terms, or where registration information is found to be inaccurate or fraudulent.
Free Tier: My Bizora offers a free tier with access to core features. The scope of features available under the free tier may change over time; we will provide advance notice of any reduction in free-tier functionality.
Paid Plans: Premium features are available through paid subscription plans. Pricing, billing cycles, and feature inclusions are displayed within the App and on our website. Current plans include monthly and annual subscription options.
Billing: Subscription fees are billed in Indian Rupees (INR) and are inclusive of applicable GST. Payments are processed through our authorised payment partners. By subscribing, you authorise us to charge your selected payment method on the applicable billing cycle.
Refunds: Subscription fees are non-refundable except where required by applicable law, or at our sole discretion in cases of demonstrable billing error. If you cancel a paid subscription, you retain access to paid features until the end of the current billing period.
Price Changes: We reserve the right to change subscription pricing with at least 30 days' advance notice. Existing subscribers will be notified by email before any price increase takes effect.
Taxes: You are responsible for any applicable taxes beyond the GST included in our pricing. We are not responsible for determining tax liability arising from your use of the App to manage your own business finances.
Your use of My Bizora involves the collection and processing of personal and business data. This includes your name, mobile number, email address, GSTIN, business details, client information, invoice data, expense records, and usage patterns.
We are committed to protecting your data in accordance with the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023 (DPDPA) of India.
Key commitments regarding your data:
For full details, refer to Section 14 (Privacy Policy) and our in-app privacy settings.
My Bizora is a business management tool, not a licensed financial advisor, chartered accountant, tax consultant, or registered GST practitioner.
Important limitations you must understand:
We shall not be liable for any penalties, interest, or other consequences arising from reliance on the App's financial calculations without independent professional verification.
You agree to use My Bizora only for lawful purposes and in accordance with these Terms. You must not:
Violation of these acceptable use provisions may result in immediate suspension or termination of your account without refund.
The App, including its design, source code, features, content, trademarks, logos, and all related intellectual property, is owned by My Bizora and is protected under applicable Indian intellectual property laws.
We grant you a limited, non-exclusive, non-transferable, revocable licence to use the App on your personal mobile device solely for your own business management purposes in accordance with these Terms.
You retain full ownership of all content you create using the App — including invoices, client records, and business data. We claim no intellectual property rights over your business content.
You grant us a limited licence to store, process, and display your content solely for the purpose of delivering the Service to you.
My Bizora integrates with third-party services to deliver certain functionality. These include:
Your use of these integrated services is subject to the respective third-party terms of service and privacy policies. We are not responsible for the practices, content, or availability of third-party services.
We will notify you before enabling any new third-party integrations that involve the sharing of your personal data.
The App is provided on an "as is" and "as available" basis without warranties of any kind, express or implied, to the fullest extent permitted by applicable law.
We do not warrant that:
We reserve the right to carry out scheduled or emergency maintenance that may temporarily affect App availability. We will endeavour to notify users of planned downtime in advance.
To the maximum extent permitted by applicable law, My Bizora, its founders, directors, employees, and affiliates shall not be liable for:
Our total aggregate liability for any claims arising under or relating to these Terms shall not exceed the total subscription fees you paid to us in the 3 months immediately preceding the claim.
Nothing in these Terms excludes or limits liability for death, personal injury caused by negligence, fraud, or any other liability that cannot be excluded under applicable Indian law.
By You: You may delete your account at any time through the App's settings. Upon deletion, your data will be permanently removed within 30 days. Active paid subscriptions must be cancelled prior to account deletion to avoid further charges.
By Us: We reserve the right to suspend or terminate your account with or without notice if:
Upon termination, your right to use the App ceases immediately. Sections 7, 8, 11, 13, and 14 survive termination.
You may permanently delete your My Bizora account at any time, directly from within the app — no need to contact support.
How to delete your account:
What happens when you delete your account:
Data retention after deletion: All personal data is removed within 30 days of account deletion, except where retention is required by applicable law (e.g. GST audit trails, financial records). Anonymised, aggregated analytics data that cannot be linked back to you may be retained.
Re-authentication: For security, your device session must be recent to delete your account. If you see a re-authentication prompt, sign out and sign back in, then repeat the deletion steps.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
In the event of any dispute arising out of or in connection with these Terms or your use of the App, the parties shall first attempt to resolve the dispute through good-faith negotiation for a period of 30 days.
If the dispute cannot be resolved through negotiation, it shall be subject to the exclusive jurisdiction of the courts located in Bengaluru, Karnataka, India.
Nothing in this clause prevents either party from seeking urgent injunctive or other equitable relief from a competent court.
This section summarises how we collect, use, and protect your personal data. A full Privacy Policy is available within the App.
Data We Collect:
How We Use Your Data:
Your Rights under DPDPA 2023:
To exercise any of these rights, contact us at support@mybizora.com. We will respond within 30 days.
Data Security: We implement technical and organisational measures including encryption at rest, TLS in transit, access controls, and Firebase security rules to protect your data against unauthorised access, alteration, or destruction.
Cookies & Tracking: The mobile App does not use browser cookies. Firebase Analytics uses device identifiers in accordance with platform privacy guidelines (App Tracking Transparency on iOS, Google Privacy policies on Android).
We may update these Terms from time to time to reflect changes in the law, our service, or our business practices. When we make material changes, we will:
If you continue to use the App after the effective date of updated Terms, you accept the revised Terms. If you do not agree to the updated Terms, you must stop using the App and may delete your account.
If you have any questions, concerns, or complaints regarding these Terms or your use of My Bizora, please contact us:
We are committed to resolving issues fairly and promptly.